When I hung out my own shingle and became a self-employed independent contractor, I was concerned that I wouldn't be able to find any work.  I had sleepless nights worried that I would soon be bankrupt, foreclosed, and homeless.

Now it looks that instead of enjoying some rest over the winter holidays, I'll be working every day until the New Year, holidays included.  Everything's impermanent and this too shall pass, but it's reassuring to remember that our worst fears don't always come true the next time I have financial anxieties.